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Never Use These PIN Numbers for Your Bank Account—They’re Too Easy to Hack

In a digital world filled with cyber threats, your ATM or banking PIN might be the weakest link if you’re using one of the most commonly guessed combinations. According to data breaches and security reports, some PINs are used so often that they’re the first ones hackers and thieves try when attempting to access a bank account.CONTINUE READING

Here are the top PIN numbers you should never use, along with tips to keep your accounts more secure.

These are the most predictable and overused 4-digit PINs. If you’re using any of these, change it immediately:

  1. 1234

  2. 1111

  3. 0000

  4. 1212

  5. 7777

  6. 1004 (commonly used as a birthday PIN)

  7. 2000

  8. 4444

  9. 2222

  10. 6969

💡 These PINs make up nearly 20% of all real-life passwords found in leaked data.

🧠 Why These PINs Are Dangerous

These numbers are:

  • Simple patterns (e.g., 1234, 0000, 1111)

  • Repetitive digits (e.g., 4444, 2222)

  • Culturally popular or common birth years (e.g., 2000, 1004)

  • Easy to guess even by someone who barely knows you

Hackers use tools that try these combinations first during brute-force attacks, which is why you should never rely on them.

🔒 How to Create a Stronger PIN

Here’s how to make your PIN harder to crack:

  • ✅ Avoid birthdays, anniversaries, or number patterns

  • ✅ Mix unrelated digits (no sequences or repetition)

  • ✅ Consider using a 6-digit PIN if your bank allows it

  • ✅ Change your PIN regularly

  • ✅ Never write it down or share it digitally

💡 Tip: Combine two memorable but unrelated things—like the day your favorite movie released and your childhood house number.

🚨 Real-World Risk: How Easy PINs Get Exploited

Thieves that steal wallets or phones often try these top PINs first before the owner can report their card stolen. In seconds, an account can be drained if your security is too weak. It’s not paranoia—it’s prevention.

📱 Bonus: Watch Out for PIN Theft via Shoulder Surfing

Even if your PIN is strong, be cautious at ATMs or POS terminals. Use your hand to shield your entry and don’t assume someone isn’t watching.

Security starts with small habits—and your PIN number is one of the most important. Avoid the obvious, stay unpredictable, and remember: if it’s easy for you to remember, it might be easy for a hacker to guess.CONTINUE READING

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